That Corona Era was bloody. I was lucky to have left back home and even when my rent was counting and the landlord kept calling, I didn't care because I was home and staying behind would have been hell. Life surely has a way of looking out for us so that we can look out for others when we are capable. If you don't mind, you could gift a random stranger in need of some money or food items as a repayment to the 10k. That's if you feel really indebted or benevolent.